Professional Dental Program

Professional Dental Program

Hamrick Insurance Associates offers the Professional Protector Plan® for Dentists, which is unique among insurance programs in a number of ways and provides many advantages including the following:

  • The PPP provides complete coverage for your profession and your practice, all through one carrier, providing a streamlined approach to ensure your individual insurance needs are met.
  • The PPP Risk Management program addresses measures to reduce your exposure to risk in workable, practical ways through live seminars and self-study courses As an added benefit, those completing a course receive continuing education and professional liability premium credits.
  • Each state has its own appointed program representative with dental professional liability insurance experience, industry expertise and a core value placed on quality and customer service.
  • A National Advisory Board, consisting of prominent dental professionals, provides insight into changing issues for the benefit of the policyholders. The Board also provides a forum that allows policyholders to be heard by their peers.
  • The PPP has a dedicated team of professionals experienced in managing professional liability claims. The law firms are chosen for their expertise in medical and dental professional liability defense, providing a winning combination of claims and legal expertise for our insureds.
  • Coverage is provided all through one A rated carrier.

Available coverages include:

Professional Liability Protection: Locum Tenens, Vicarious Liability, First Aid, Defendant's Reimbursement, Employment Practices Liability Defense, Disciplinary & Licensure Board Defense, HIV Special Extra Expense Endorsement, Contractual Liability including HMO's, PPO's, and IPA's.

General Liability Protection: Personal Injury, Medical Payments, Water & Fire Legal Liability, Medical Waste Defense, Non-Owned & Hired Automobile liability

Property Protection:  Valued Practice Income, Employee Dishonesty, Dentist's Electronic Equipment, Sewer Back-Up, Ordinance or Law, Operatory Records, Patient Charts & X Rays

Workers Compensation: Needle Stick Reimbursement, Risk Management Resources, Superior Claim Service, National Coverage Availability

Optional Coverages: Building Coverage, PPP Gold & Platinum Endorsement Packages, Employment Practices Defense & Indemnity, ERISA Fiduciary / Employee Benefits Liability, HVAC Equipment Breakdown.